Credit Analyst:

We are looking for someone who can help us deliver our core mission to lend at volume, yet responsibly, across our lending companies.

The role would be broad and diverse in scope and represent a unique opportunity to gain exposure to many areas of the business including Compliance, Operations and 3rd party data suppliers, a great level of ownership, and frequent interactions with the C-suite.

Concretely, you will for instance collaborate with the Commercial, Credit, Operations, Compliance and Development teams in order to:

Help establishing our lending entities as recognised, high-tech responsible lending champions

Exploring innovative solutions and products, including Open Banking/Open Finance

Deriving key responsible lending insights and articulating those insights to key stakeholders, including the Executive Committee and 3rd party partners

Identifying and executing on regulatory, business, customer and market feedback

Providing detailed analysis and MI to allow monitoring of key customer profile metrics.

The ideal candidate would be both analytical and commercially minded and be comfortable working with structured and unstructured data (SAS, SQL, Python, Excel, etc.). You would also have for example hands-on knowledge of Credit Reference Agency data and Open Banking, and you would have built or monitored credit rules.